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Loans

Need Money? Now You’ve Got UBC!

If you’ve found managing credit difficult in the past, UBC Credit Union can help. UBC was created to serve those who may not have had access to affordable borrowing options. Turn to UBC for:

New & Used Auto Loans

UBC offers generous interest rates and fair payment terms. In addition, the staff at UBC can help you research the vehicle you’d like to buy, giving you valuable consumer information such as fair market value. If you have a vehicle to trade in, we can give you the information you need to make the most of it.

Auto Loan Refinancing

Unless you financed your car or truck at a credit union, you’re probably paying too much. UBC may be able to reduce the cost of your loan and lower your monthly payments. You’ll save money right away!

Other Personal Loans

From refrigerators and furnishings to home computers, UBC can help you and your family get what you need without taking you to the cleaners. We can also look at your list of current debts and see if we can consolidate them for you into one monthly payment. Our staff will help determine if a secured or unsecured loan is your best option. Personal loans include:

  • Signature Loans
  • Share Secured Loans
  • Bill Consolidation Loans
  • Line of Credit Loans
  • Home Equity Loans
  • ‘Credit Builder’ Loans
  • StretchPay® Loans

Payroll Deduction, and Direct Deposit and Automatic Loan Payments

By automating your deposits and loan payments, you’ll never miss a payment — and these same services can help you build up your savings automatically. Direct Deposit is an electronic transfer of funds and works with any government check, such as Social Security. Direct Deposit of your paycheck is also available through many employers. Payroll Deduction/Auto Loan payment is a credit union service that automatically transfers your loan payments from your deposited funds or your savings account/checking account on scheduled days of the week or month. You can also use Payroll Deduction for special savings needs, such as Holiday Accounts. It’s automatic and worry-free.

StretchPay Loans

You could save hundreds of dollars when you choose a StretchPay cash advance instead of an expensive payday loan. 

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